Blog Posts

We are continuously bombarded with an endless supply of headlines, news, and commentary. With everything going on in the markets, I decided to close my ears, open my eyes, and simply look at the data. So, I pulled up a 50-year chart of the S & P 500 and analyzed all the bear markets. The S […]

Every investor will fall into one of 3 investment stages.  There are no concrete rules to follow for each stage that you are in, but different strategies and general guidelines that you can follow depending on where you currently are in your investing lifecycle.  The first thing we should all do as market participants is to

How much money do I need to retire?  This is a question that we will all ask at some point.  This question does not have a singular answer.  There is no “MAGIC” dollar amount that you need to accumulate before giving the green light to your retirement.  There is only “YOUR NUMBER”!  The amount that you need in your

ROTH IRAs are an attractive retirement vehicle for many reasons.  However, one limitation is the income limits that come into play when considering contributing to a ROTH IRA. This should not deter you from building up a ROTH IRA over the years as there is a very practical way around these income limitations.  First, let’s look at

There are an endless number of gauges, indices, and ratios that you can use to track the equities market.  The Standard and Poor’s 500 Index (S&P 500) is perhaps the most popular and broadly used tracking tool.  This is because the Index has been around since 1926 and tracks 500 of the largest publicly traded companies.

Why do you invest?  This is the most important question that every market participant should ask themselves… prior to actually putting a dollar to work in the market.  I know at first thought you may say to yourself; That’s a simple answer– To make money!  I would argue that is not the real reason as to

What to do in a down market! A declining market can easily turn an investor’s appetite sour.  Anytime money is involved we can become emotional and focus on the wrong things; usually it’s short-term price swings instead of our long-term goals.  Investing should be an emotionless activity in which we are always looking at the